Richardson GMP
MARCH 2017

Spring is here, and so is tax season! But before talking about what’s to come, let’s take a little look back to 1964 when the federal government created the Social Insurance Number (SIN), the nine-digit number required to work in Canada and…to file income taxes. The SIN replaced the national employment insurance number, a system that had used up all possible numerical combinations.

Your SIN gives access to your personal information. Therefore, it’s important to keep it confidential to limit the risk of phishing. As it is Fraud Prevention Month, learn more about how to protect your SIN by clicking here.

And THE big question that everyone asks themselves: Are you required to give your SIN to a private sector organization? No, unless it is for reasons related to income tax filing.

Until next time!

Francis, Gilles & Josée

What is the best tax software program?

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If you decide to do your own taxes, we recommend you download a tax software program, rather than using an online tax filing service. That way you will avoid entering your personal information directly on the web. Here are a few tips for choosing the right program.

Read the article

Bluetooth on board?

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A number of airlines now offer an in-flight internet connection to passengers. However, rules around Bluetooth technology and its use are still up in the air. By consulting policies in advance, you can plan accordingly. Here’s an overview to help you out.

Read the article

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Francis Sabourin
Director, Wealth Management
Portfolio Manager
Tel.: 514.989.4844  • 
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Gilles Deraspe
Portfolio Manager
Tel.: 514.981.5770  • 
Sabourin Deraspe
Wealth Managemen
1250 René-Lévesque Blvd. West
Suite 1500
Montréal, QC  H3B 4W8

Email  • .Website


The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson GMP Limited or its affiliates. Assumptions, opinions and estimates constitute the author's judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results. The comments contained herein are general in nature and are not intended to be, nor should be construed to be, legal or tax advice to any particular individual. Accordingly, individuals should consult their own legal or tax advisors for advice with respect to the tax consequences to them, having regard to their own particular circumstances. Insurance services are offered through Richardson GMP Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC, NB, NS, PEI and NL. Additional administrative support and policy management are provided by PPI Partners. Richardson GMP Limited is a member of Canadian Investor Protection Fund. Richardson is a trade-mark of James Richardson & Sons Limited. GMP is a registered trade-mark of GMP Securities L.P. Both used under license by Richardson GMP Limited.