January 2021
The entire team wishes you a great 2021. May it be a year marked by health, success, happiness…and freedom! We truly hope that soon we will once again be able to get out and about, travel, and get together with loved ones.
For now, we invite you to contribute as much as possible to your RRSP and TFSA. The deadline to contribute to your RRSP for the 2020 tax year is Monday, March 1, 2021. The contribution limit for 2020 is the lesser of the following two amounts: $27,230 or 18% of earned income in 2019. Your contribution room also depends on other factors. The amount of your contribution room is listed on your notice of assessment from the
Canada Revenue Agency.
With regard to TFSAs, there is no deadline to contribute, but the sooner the better in order for your savings to grow tax-free. The TFSA annual maximum contribution has been maintained at $6,000 for 2021.
You can find detailed tables outlining the annual limits for the different types of savings and retirement plans by clicking
here.
Until next time!
Francis, Hossein and Kristopher
Investing while taking ESG criteria into account
Image credit: AMF
Do environmental protection, sustainable development, fair treatment of employees, and appropriate remuneration for executives matter to you? You want to invest while paying particular attention to environmental, social, and governance (ESG) criteria? This article explains how to go about this, in four major steps. Furthermore, we invite you, in early February, to attend a virtual presentation on our ESG approach to managing our discretionary portfolios. We will be sending an invitation soon with all of the details.
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Ways to explore a winter paradise in Quebec
Image credit: Sépaq, Mathieu Dupuis
This winter, more than ever, it’s time to go play outside! Whether you’re the athletic type or more into leisurely pursuits, why not try some new activities? Skating through a forest, sliding down a panoramic hill, climbing icy heights, snowshoeing over land and water…there’s no shortage of options in Quebec. Here are details on the many different ways to experience all of the facets of our winter.
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