RRSP and TFSA Contribution Reminders
A reminder that the deadline to make RRSP contributions for the 2025 tax year is March 2, 2026. The maximum contribution limit for 2025 is $32,490, or 18% of your earned income from the previous year, whichever is lower. Your most recent Notice of Assessment from the CRA will confirm your exact available contribution room.
The TFSA contribution limit for 2026 is $7,000, in addition to any unused room carried forward from prior years. You can view your current available room by logging into your MyCRA account. If we have not yet completed a TFSA contribution for you, please reach out and we will be happy to help.
Macro and Strategy Outlook
Here’s the latest 2026 Macro and Strategy Outlook from our colleagues at iA Global Asset Management. They explore the key forces expected to shape global markets and economies in 2026. The piece highlights how accommodative monetary policy, continued investment in artificial intelligence, and evolving trade dynamics could influence growth and investor opportunities worldwide. It also outlines potential risks, including policy shifts and market volatility, while offering insights into sectors and regions that may outperform in the year ahead.
Read more here: Macro & Strategy - January 2026
A Tale of Two Migrations
In a recent article from First Trust, data from the U.S. Census Bureau shows U.S. population growth slowed in 2025, largely due to lower immigration. The analysis found that international immigrants tend to settle in states with stronger support programs for people in poverty.
Meanwhile, domestic migrants typically move toward states with lower taxes and lower living costs. Over time, these opposing migration patterns could influence the political and economic balance between states with larger versus smaller social support systems.
Ranked: Countries Buying (and selling) the Most Gold Since 2020
As gold prices surged more than 230% since 2020, central banks around the world launched one of the largest gold-buying waves in modern history.
For many countries, bullion became more than just a hedge - it became a strategic reserve asset amid rising geopolitical tensions, currency volatility, and growing efforts to diversify away from the U.S. dollar.
Read more here.
