The VPG Bulletin | February 2018 Edition

FEBRUARY 2018

Do you have questions about your RRSP, TFSA or RRIF(Registered Retirement Income Fund)? Interested in learning more about RESPs (Registered Education Savings Plans) and its benefits? Do you know the annual contribution limits for your RRSP and TFSA?

You can find the answers to all of your questions on the Government of Canada’s information portal (click here). The information supplied is comprehensive and will provide you with a solid foundational understanding of how these accounts work. Should you have any additional questions, do not hesitate to contact us. We are more than happy to help you.

Finally, don’t forget about your 2017 RRSP contribution deadline. The final date to deposit funds towards your 2017 tax year is March 1, 2018.

We hope to see you again,

Francis, Gilles and Josée

Quebecers to pay more, get more from QPP, starting in 2019

Image credit: cbc.ca

We all dream of relaxing in retirement, but we rarely think about how we will fund that relaxation. This CBC article talks about how pension payments are on the rise and much you can reasonably expect to receive from the governments of Canada and Quebec and their public pension plans in retirement.

Read the article

Health Trends for 2018

Image credit: Health Trends according to Pinterest

Are you ready to exercise more in 2018? To adopt better habits that enable you to live a healthier life? Whether you turn to yoga, a vegetarian lifestyle, or other non-conventional methods, there are several popular health trends that you will want to know about.

Read the article

Missed a previous edition of the VPG bulletin?

You can read or re-read past editions on our website.

Click here

Team

Francis Sabourin
Director, Wealth Management
Portfolio Manager
Tel.: 514.989.4844 • Email

Gilles Deraspe
Portfolio Manager
Tel.: 514.981.5770 • Email

Sabourin Deraspe
Wealth Management
1250 René-Lévesque Blvd. West
Suite 1500
Montréal, QC H3B 4W8
Email • .Website

The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson GMP Limited or its affiliates. Assumptions, opinions and estimates constitute the author's judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results. The comments contained herein are general in nature and are not intended to be, nor should be construed to be, legal or tax advice to any particular individual. Accordingly, individuals should consult their own legal or tax advisors for advice with respect to the tax consequences to them, having regard to their own particular circumstances. Insurance services are offered through Richardson GMP Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC, NB, NS, PEI and NL. Additional administrative support and policy management are provided by PPI Partners. Richardson GMP Limited is a member of Canadian Investor Protection Fund. Richardson is a trade-mark of James Richardson & Sons Limited. GMP is a registered trade-mark of GMP Securities L.P. Both used under license by Richardson GMP Limited.