November 2018

Congratulations Eddie and Sam!

In front of family and close friends, Edward Gudewill and Samantha Ellis were married in Palm Desert on November 10th.

We wish them a lifetime of love and happiness!

Potential consequences of creating joint accounts with your children

We have a number of clients who have joint accounts with one or more of their children. This has often been done for convenience and/or the avoidance of probate. Clients may not be aware of some important issues that arise from creating these joint accounts.

The attached article does a great job summarizing, and please let us know if you have any questions or would like to discuss in more detail.

Read more

TFSA limit increase for 2019

The TFSA contribution limit for 2019 is $6,000, up from $5,500 in 2018.

With the TFSA limit at $6,000 for next year, the total room available in 2019 for someone who has never contributed, and has been eligible for the TFSA since its introduction in 2009, is $63,500.

Read more

Waning Optimism — QV Update

From leading economic indicators to consumer confidence reports, sentiment in North America is still flashing green with several measures at decade high levels. Business fundamentals have also been solid, observing the return on equity (ROE) of the S&P/TSX Composite Index break above its long-run average. Why then have we seen a rise in financial market volatility and bear market moves in oil and some stocks?

Read more


The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson GMP Limited or its affiliates. Assumptions, opinions and estimates constitute the author's judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results. Insurance services are offered through Richardson GMP Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC, and PEI. Additional administrative support and policy management are provided by PPI Partners. Richardson GMP Limited, Member Canadian Investor Protection Fund. Richardson is a trade-mark of James Richardson & Sons, Limited. GMP is a registered trade-mark of GMP Securities L.P. Both used under license by Richardson GMP Limited.