Richardson GMP

We extend to you our best wishes for 2017. May this new year be full of discoveries and accomplishments, and allow you to make both your personal and professional projects a reality. Our team is always there for you to analyse the financial side of your decisions and help you make the best choices.
A new year also means new contributions to your registered savings plans. Here are a few reminders to start the year off on the right foot.
  • TFSA: limit of $5,500, plus unused contribution room and any amount withdrawn during the previous year. Deadline: December 31, 2017.
  • RRSP: limit indicated on your Notice of Assessment from the Canada Revenue Agency. Deadline for the 2016 tax year: March 1st 2017.
  • RESP: no annual limit, but a lifetime limit of $50,000 on amounts that can be contributed to all of a beneficiary’s RESPs.
If you are planning your retirement (or semi-retirement) in 2017, call us today so that we can plan this step together.
Until next time!

Francis, Gilles & Josée

Retiring abroad: a decision that requires advance planning

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More and more Canadians want to spend their retirement years abroad, whether it be to enjoy warmer climates or pay lower taxes. However, the decision to leave the country requires a lengthy period of reflection and planning.

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The road ahead for autonomous vehicles

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Autonomous vehicles are no longer simply the subject of science fiction. Ride-sharing and driverless cars are two disruptive technologies already impacting the transportation industry. Their future form, nevertheless, remains to be seen.

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Francis Sabourin
Director, Wealth Management
Portfolio Manager
Tel.: 514.989.4844  • 
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Gilles Deraspe
Portfolio Manager
Tel.: 514.981.5770  • 
Sabourin Deraspe
Wealth Managemen
1250 René-Lévesque Blvd. West
Suite 1500
Montréal, QC  H3B 4W8

Email  • .Website


The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson GMP Limited or its affiliates. Assumptions, opinions and estimates constitute the author's judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results. The comments contained herein are general in nature and are not intended to be, nor should be construed to be, legal or tax advice to any particular individual. Accordingly, individuals should consult their own legal or tax advisors for advice with respect to the tax consequences to them, having regard to their own particular circumstances. Insurance services are offered through Richardson GMP Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC, NB, NS, PEI and NL. Additional administrative support and policy management are provided by PPI Partners. Richardson GMP Limited is a member of Canadian Investor Protection Fund. Richardson is a trade-mark of James Richardson & Sons Limited. GMP is a registered trade-mark of GMP Securities L.P. Both used under license by Richardson GMP Limited.