February 2022

Financial considerations when you change jobs

Whether you’re considering changing jobs, switching careers or leaving your job entirely to discover your passion, be sure to give careful thought to the financial implications. That may include your pension, your profit-sharing plan and your investment strategy.

Read more

RRSP and TFSA reminders

The deadline to contribute to your RRSP for the 2021 tax year is March 1, 2022. The maximum contribution amount for 2021 is $27,830, or 18% of earned income in 2020, whichever is the lesser amount. Your Notice of Assessment from CRA will indicate if you have any additional contribution room.

Read more

Selling Out

A new memo from Howard Marks. A subject that every investor should contemplate.  

Read more

Bubbles, biases & broken dreams

So far, we’ve had quite the rollercoaster of emotions for investors this year, with many markets on the verge or even dipping their toe into correction territory. The recent large intra-day swings may make it seem like we’re nearer to the elusive capitulation day that often marks a bottom, but history would suggest such days are basically impossible to know until well after they are over. 

Read more


The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Assumptions, opinions and estimates constitute the author’s judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results. Insurance services are offered through Richardson Wealth Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC, NB, NS, PEI and NL. Richardson Wealth is a trademark of James Richardson & Sons Limited, used under license.