Richardson GMP

Purchasing GICs

Over the past year or so we have many good discussions with clients who had not realized we could buy GICs on their behalf. We thought it would be timely to remind clients of a couple reasons to talk to us about GIC investing.

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Your guide to 2016 income tax reporting

As you prepare to file your 2016 income tax return, this brochure will assist you in understanding the tax forms you will receive from us and provide you with expected mailing dates for each form.

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RRSP and TFSA reminders

The deadline to contribute to your RRSP for the 2016 tax year is Wednesday, March 1, 2017. The maximum contribution amount for 2016 is $25,370, or 18% of earned income in 2015, whichever is the lesser amount. Your Notice of Assessment from CRA will indicate if you have any additional contribution room.

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Income tax overview – 2017

In September 2017 the Income Tax Act will celebrate its centennial and has grown from approximately a ten page booklet to a four inch thick monstrosity that is more than 3,000 pages in length. The income tax system is constantly evolving and the following is more detail with respect to changes coming into effect January 1, 2017 as well as speculation from the tax community of changes to come in the future.

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Save the date!

This year the Barney Bentall and the Cariboo Express concert, in support of the Potluck Café Society, will be held on Saturday, November 25 at the Vogue Theatre. Once again, the Jefferson | Steele Partners are proud to be the presenting sponsor. We hope you can join us! More details to follow.


Dwight Jefferson, CIMA®
Senior Vice President
Portfolio Manager
Tel.: 604.640.0555 • Email

Tyler Steele, CFA
Senior Vice President
Portfolio Manager
Tel.: 604.640.0554 • Email

Paul Rietkerk, CIM, FMA
Portfolio Manager
Tel.: 604.640.0562 • Email

Neil Kumar, CIM®
Portfolio Manager
Tel.: 604.640.0406 • Email

Wendy Lloyd
Tel.: 604.640.0556 • Email

Jessica Dewey
Tel.: 604.640.0405 • Email

Brenda Geib, BA
Tel.: 604.640.0559 • Email

Richardson GMP Limited
500 – 550 Burrard Street
Vancouver, BC V6C 2B5

Toll Free: 1.866.640.0400
Fax: 604.640.0300

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The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson GMP Limited or its affiliates. Assumptions, opinions and estimates constitute the author's judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results. The comments contained herein are general in nature and are not intended to be, nor should be construed to be, legal or tax advice to any particular individual. Accordingly, individuals should consult their own legal or tax advisors for advice with respect to the tax consequences to them, having regard to their own particular circumstances. Insurance services are offered through Richardson GMP Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC, NB, NS, PEI and NL. Additional administrative support and policy management are provided by PPI Partners. Richardson GMP Limited is a member of Canadian Investor Protection Fund. Richardson is a trade-mark of James Richardson & Sons Limited. GMP is a registered trade-mark of GMP Securities L.P. Both used under license by Richardson GMP Limited.