December 2018

Welcome to the December edition of our monthly newsletter. As you are no doubt busy preparing for the holiday season, we are busy ensuring that all of the considerations surrounding the end of another tax year are handled on your behalf. We would like to take this opportunity to point out a couple of housekeeping matters:

Holiday office hours

December 27th is the last trading day in Canada and the US for equity market transactions to settle in 2018. Canadian and US markets will be closed Christmas Day and New Year’s Day. Canadian markets are also closed on December 26th.

The JSK Partners office will be closed from 11am on December 24th through December 28th, and again on January 1st. We will have staff available for contact by phone on the 27th and 28th at our regular numbers, should you have an urgent matter.

We wish you the very best for the holiday season, and hope that you have the opportunity to spend some quality time with family and friends!

All the best,

Tyler, Neil, Dwight, Eddie, Wendy, Brenda, Jessica & Heather

2018 year-end tax planning checklist

Financial planning is time sensitive. While the following list is not exhaustive, here are some items that must be considered, incurred or paid prior to year-end in order to be included in your 2018 tax return.

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The changing beat in the background

Update by QV Investors
With the year 2018 almost at a close, it’s fair to say that market gyrations this year were greater than last year. Increased global trade tensions and higher interest rates were some of the reasons that led to the higher volatility. But another reason that is often overlooked is the changing landscape of central bank liquidity.

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How to be invisible on the internet

Everywhere you look, concerns are mounting about internet privacy. Although giving up your data was once an afterthought when gaining access to the newest internet services such as Facebook and Uber, many people have had their perspective altered by various recent scandals, billions of dollars of cybertheft, and a growing discomfort around how their personal data may be used in the future.

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Barney Bentall and the Cariboo Express did it again!

We are pleased to report that the 14th annual Barney Bentall & the Cariboo Express concert raised over $63,000 for the Potluck Café Society, a new record!! It was a wonderful energetic evening, with great music and lots of laughs!

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The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson GMP Limited or its affiliates. Assumptions, opinions and estimates constitute the author's judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results. Insurance services are offered through Richardson GMP Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC, and PEI. Additional administrative support and policy management are provided by PPI Partners. Richardson GMP Limited, Member Canadian Investor Protection Fund. Richardson is a trade-mark of James Richardson & Sons, Limited. GMP is a registered trade-mark of GMP Securities L.P. Both used under license by Richardson GMP Limited.