Richardson GMP

Welcome to the December edition of our monthly newsletter. As you are no doubt busy preparing for the holiday season, we are busy ensuring that all of the myriad considerations surrounding the end of another tax year are handled on your behalf. I would also like to take this opportunity to point out a couple of housekeeping matters:

  1. December 24th is the last trading day in Canada for equity market transactions to settle in 2014; markets close at 10am PST. Canadian markets will be closed December 25th and 26th, and will re-open December 29th. They will be closed January 1st. US Markets will be open December 26th (so the last day for trading US securities is December 26th); all other dates for US market closures are the same as those for Canada.
  2. The Jefferson Steele office will be closed from 10am on December 24th through January 1st. We will have staff available for contact by phone during that week at our regular numbers should you have an urgent matter.

We wish you the very best for the holiday season, and we hope that you have the opportunity to spend some quality time with family and friends!

In this edition of our newsletter, we start with a Holiday Message from all of us to all of our clients. We are extremely grateful for the opportunity to know and work with clients who share our values and place their trust in us, and we are proud to be able to give back. Please click on the link below to read more about our holiday gift to you.

We also have a tax planning tip on income splitting, a great book review, and an Eggnog recipe…because everyone likes Eggnog! Enjoy...

All the best,

Dwight, Tyler, Neil, Paul, Brenda, Jessica, & Wendy

Holiday Message

Every day we are reminded of our good fortune, through the relationships we have with such a dynamic and enjoyable group of clients. We are often touched and motivated by the kind and selfless acts we witness on a daily basis; by the time, energy, and the variety of ways our clients devote to making the world a better place.

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New Tax Benefits For Families

On October 30, 2014 the Canadian Government, as part of their budget update proposed numerous tax saving measures for families which include:

  • The introduction of a new Family Tax Cut Credit (a form of income splitting)
  • Increases to the Child Care Expense Deduction by $1,000 per year
  • Increases to the Universal Child Care Benefit by $60 per month and extended for children up to age 18

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There are different reasons a powerful book stays with you. It can be the premise of the story, or a particularly vivid character, or occasionally, the insights gained into human nature that the story elegantly teases to the surface.

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Eggnog Supreme

Make this a tradition on Christmas Eve or splurge and entertain some guests the Friday before.

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Dwight Jefferson, CIMA®
Senior Vice President
Portfolio Manager
Tel.: 604.640.0555 • Email

Tyler Steele, CFA
Senior Vice President
Portfolio Manager
Tel.: 604.640.0554 • Email

Paul Rietkerk, CIM, FMA
Associate Portfolio Manager
Tel.: 604.640.0562 • Email

Neil Kumar
Associate Investment Advisor
Tel.: 604.640.0406 • Email

Wendy Lloyd
Tel.: 604.640.0556 • Email

Jessica Dewey
Tel.: 604.640.0405 • Email

Brenda Geib, BA
Tel.: 604.640.0559 • Email

Richardson GMP Limited
500 – 550 Burrard Street
Vancouver, BC V6C 2B5

Toll Free: 1.866.640.0400
Fax: 604.640.0300

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The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson GMP Limited or its affiliates. Assumptions, opinions and estimates constitute the author's judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results. The comments contained herein are general in nature and are not intended to be, nor should be construed to be, legal or tax advice to any particular individual. Accordingly, individuals should consult their own legal or tax advisors for advice with respect to the tax consequences to them, having regard to their own particular circumstances. Insurance services are offered through Richardson GMP Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC, NS and PEI. Additional administrative support and policy management are provided by PPI Partners. Richardson GMP Limited is a member of Canadian Investor Protection Fund. Richardson is a trade-mark of James Richardson & Sons Limited. GMP is a registered trade-mark of GMP Securities L.P. Both used under license by Richardson GMP Limited.